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Travel Insurance

Travel insurance is essential for your holiday to South Africa

Travel insurance is absolutely essential when travelling to South Africa. Medical travel insurance is by far the most important aspect. South Africa offers a high level of medical heath facilities but these are expensive and without medical travel insurance you will need to fit the bill yourself.

But the costs of having to fly home due to illness or accident are astronomical so having an emergency evacuation facility in your travel insurance that covers this risk is essential.

South Africa and its airports have a knack for loosing luggage so luggage insurance is a good option too.

If you intend to participate in some adventure travel make sure your travel insurance does not exclude these aspects.

What are Travel Insurance and Travel Assistance Services?

The purpose of travel insurance is to provide protection for travellers against the unique risks associated with travel, before trip departure and during the trip itself. Many of these risks, such as trip interruption, are not generally covered by any other insurance available to travellers.

Travel insurance products consist of insurance and non-insurance components bundled in a single, comprehensive package. Emergency Assistance Services are an example of a non-insurance component.

Although travellers probably don't want to think about it, the plain fact is that travel involves some unique risks. In fact, travellers would be surprised by some of the things that could happen.

Without travel insurance, could I miss my trip and lose my vacation investment, too?

Unfortunately, for the majority of travellers, the answer is yes. If you have to cancel or postpone your vacation, you will probably lose some, if not all, of the money you have pre-paid. You may be able to reschedule the vacation, but will you have the money to pay for it?

Without travel insurance, could it cost me extra money if I'm forced to come home early?

Yes! It will probably cost you extra to return home. You may pay a premium for last-minute airline tickets or exchange fees for existing tickets. You also won't get any money back for the unused portion of your trip. Many times, the cost of interrupting your trip can exceed the actual trip cost.

Should I be concerned about medical insurance when I'm away from home?

Definitely. Your medical coverage may be limited away from home, or you may not be covered at all. Therefore, it's wise to check on your medical coverage before you travel. When you travel, an emergency hotline will direct you to the appropriate medical facility in your area.

Travel plans are not complete until you protect yourself—and protect your investment— against these risks.

Travel Insurance Provider Directory

• World Nomads offers some of the best value online travel insurance available. This travel insurance deal is only available to residents of the UK, USA, Canada, New Zealand and Australia. The prices reflect both the efficiencies of the internet and the level of cover, which has been designed to meet the needs of young, adventurous, long-term travellers.
• World Travel Centre are travel insurance experts and offer a wide range of travel insurance products. Travel insurance products are available for residents of all countries. These Travel insurance products include flight accident insurance, student travel insurance, vacation protection insurance and global medical insurance.
• Global Travel insurance web site offers travel insurance to citizens of any nationality worldwide. Get travel insurance online quotes and receive your travel health insurance policy confirmation via email or post. At TFG Global Travel Insurance, you can buy the best in single trip travel medical insurance and multi-trip travel medical insurance online. Our company also offers vacation insurance protection plans that offer trip cancellation, interruption, delay and baggage insurance online, along with some travel medical and evacuation. We even offer multi-trip travel insurance plans and travel medical insurance for students! Most of our travel insurance plans include emergency evacuation, assistance, baggage, trip interruption coverage, optional hazardous sports cover and much more.
• Travel Guard International is the industry's leading provider of travel insurance plans - covering more than 6 million travelers worldwide each year. Our travel insurance plans offer coverage for vacation and trip cancellation, travel interruptions and delays, emergency medical and health expenses, lost baggage and more. Worldwide 24-hour assistance Included with every insurance plan! All Travel Guard insurance plans include our 24-hour "911" travel emergency service for emergency medical assistance, last-minute or emergency travel and flight changes, lost luggage tracking, pre-trip travel advice and more.